Xero Integration

Receive Xero
invoice payments in real-time

Connect Hello Clever to Xero and give your customers real-time payment options on every invoice. When they pay with PayID or PayTo, the funds land in your account in seconds.

A barista reaching for cups behind a cafe counter, with the Xero and Hello Clever logos stacked above the photo and a Payments tag on its edgeInvoice #010191 received, +$200

Get more from every invoice

Get paid faster

Payments settle in real time, so cash lands in your account instantly.

Reconcile without the admin

Every payment matches automatically to its invoice in Xero, cutting the manual work at month end.

Reward customers instantly

Add cashback to any invoice and reward your customers the moment they pay.

Real-time settlement on every invoice

Cash tied up in unsettled invoices is cash you can't use to pay suppliers, cover payroll, or reinvest. With real-time payment methods such as PayID or PayTo, funds land the moment your customer pays, ready to work for you straight away.

Recurring billing, without the recurring admin

Chasing repeat payments manually costs time every billing cycle. PayTo replaces that with a single agreement your customer approves once, then payments happen automatically from their account, at a lower cost than card payments.

Skip the manual reconciliation

Matching payments to invoices by hand costs time every month, and mistakes slip through. Every PayID or PayTo payment carries a unique reference back to its invoice, so it matches automatically in Xero.

Reward customers the moment they pay

Cashback gives customers a reason to pay on time, choose real-time payment, and come back again. Set a rate on any invoice, and eligible customers get it the moment they pay. You decide which invoices qualify and how much.

Fewer disputes, less fraud

PayID and PayTo payments process instantly, straight from your customer's bank account, with a Confirmation of Payee check for added security. And because they bypass the card network, there's no chargeback process and no disputes.

How it works

1

Connect

Add Hello Clever to your Xero account from the Xero App Store.

A dialog connecting Hello Clever to a Xero account with an App ID and secret key
2

Invoice

Create an invoice like you normally would. The Hello Clever payment option appears on it automatically, with PayID, PayTo, and card options for your customer.

A tax invoice for John Smith listing two items and a $200 amount
3

Get paid instantly

When your customer pays with PayID or PayTo, the payment lands in real time, and you can offer instant cashback on the spot.

A notification that John Smith paid invoice #010919, with $25.00 of instant cashback received

Pricing that grows with your business

Real-time payments, automatic reconciliation, and instant cashback, all through the invoices you already send. Choose the plan that fits where your business is now, and grows with you from there.

Essentials

Au only
$0/month

Everything you need to start taking payments and rewarding customers. No upfront cost, no commitment.

Sign up free
Payment rates
PayID
0.6% + 70c
Visa/Mastercard
1.5% + 25c
Amex
1.8% + 30c
International cards
3.2% + 30c

What’s included:

  • Real-time PayID payments
  • Custom Checkout Domain
  • Instant Cashback Campaigns
  • Milestone Rewards
  • Loyalty Streaks
  • Monthly Reports
  • Local AU Support
First month free

Pro

Au only
$299/month

Lower rates, smarter insights with Clever AI, and a dedicated team behind you. Built for merchants who are ready to move faster.

Try free
Payment rates
PayID
0.4% + 70c
Visa/Mastercard
1.2% + 25c
Amex
1.7% + 30c
International cards
3.0% + 30c

Includes everything in Essentials, plus:

  • Lower payment rates
  • Custom PayID Domain
  • Payment Gateway Customisation
  • Co-marketing Services
  • Dedicated Onboarding Manager
  • Dedicated Support
  • Integration Setup

Enterprise

All regions
Custom
pricing

Processing at scale or outside of Australia? Your rates should reflect that. Talk to us and we’ll build a custom plan for you.

Contact sales
Payment rates
  • IC++
  • Volume discounts
  • Multi-product discounts
  • Country-specific rates

Includes everything in Pro, plus:

  • Transaction rates built around your volume
  • Discounts across payments, loyalty and intelligence products
  • Local rates for every market you operate in
Clever AIincluded in all plans*Data AnalystActionable InsightsSimulator (Beta)

*Includes Clever AI whilst in beta. We may modify or remove this feature at any time.

Get more from
every Xero invoice you send

Add Hello Clever from the Xero App Store and start accepting PayID, PayTo, and card payments on your next invoice.