Analytics tell you what happened.
Clever AI tells you what's next.

Transform your payments into informed decisions with Clever AI across revenue, customers and growth. Embedded inside your payment flow, and analyzing every transaction in real time.

The window to act
doesn't wait for your next report

Most analytics tools explain what already happened. That's too late. Clever AI reads what's happening right now, across every transaction, and identifies what your next move should be while there is still time to influence the outcome.

Clever AI

Refunds on your best seller just tripled

Most came through in the last 7 days, and they’re cutting into your margin.

Clever AI

Your highest-value customers just went quiet

No purchase in 9 days. For this group, that's how churn starts.

Clever AI

First-time buyers decide in days 7 to 14

Reach them inside it and they reorder. Miss it and they're gone.

Every transaction carries a signal

A customer churning, a campaign underperforming, a product slipping, the signal was there. Clever AI identifies patterns, contextualizes what’s shifting, and hands your team the information they need to make a decision.

Connect your store.
See the full picture.

Shopify and WooCommerce tell you what sold. Clever AI shows you what actually landed in your bank and why. Connect your store and get insights built on your full picture, not just half of it.

What sold
WooCommerce$8,420
Shopify$14,680
Hello Clever$4,260
Clever AI
What settled
Settled
$27,360

See why your revenue and bank balance don't match

Break down net revenue per order

Forecast cash flow from paid orders

Spot low stock & refund surges early

Every decision,
backed by live data

Clever AI monitors your payments and customer behavior in real time, identifying opportunities and actions to take, while there’s still time to take them.

Alternative Data

Macroeconomic Data

Transaction Data

Web Traffic

Consumer Activity

Weather Patterns

Industry Outlook

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Bri's Cafe

Today

Volume is 45% higher than your typical Monday afternoon. Local activity signals show a wave of first-time customers nearby.

Recommended Action: Add a second register for the next hour and push your order-ahead link.

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Neon Devices

Today

Card decline rates for your current billing cycle spiked 15% in the last 20 minutes due to an issuer outage.

Recommended Action: Prompt affected subscribers to complete payment with a digital wallet.

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Terra Gear

Today

Web traffic for “Outdoor Apparel” is up 3x in the last 15 minutes after a winter storm warning across the Northeast.

Recommended Action: Move your storm-ready range to the top of your homepage and email recent browsers today.

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Nimbus Electronics

Today

50+ high-value customers who usually buy every 7 days have been inactive for 10 days.

Recommended Action: Send this group a personal win-back email today, before the gap becomes churn.

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Vista Travel

Today

Returning-customer bookings in the US are down 9% week over week. Drop-off clusters 30 to 45 days after the first booking.

Recommended Action: Send a return-trip offer to customers 30+ days out from booking.

Data Analyst

Your payments answered from live data

Ask Clever AI anything about your payments and performance and get an instant answer drawn from live transaction data. Now available in 21 languages.

Fragmented Analytics vs
Real-time Intelligence

Traditional Analytics
Post-settlement reporting
Separate BI and data tools
Manual exports and reconciliation
Data without direction
Clever AI
Real-time transaction analysis
Built into your payments infrastructure
Live, unified payment data
Insights with clear next steps

Security built in, not bolted on

PCI DSS Level 1PCI DSS Level 1v4.0.1
SOC 2SOC 2 certified

FAQs

Clever AI is purpose-built for analyzing your payments and performance. It is trained on transaction behavior, payment method performance and checkout patterns, not generic scraped web data like most general AI tools.