Dynamic Checkout

Win more sales with the right way to pay, every time

Dynamic Checkout reads every signal and shows each customer the payment method most likely to convert them, automatically. That means more sales, lower costs, and a checkout that gets sharper with every transaction.

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Based on past transactions

BNPLBest match
USDC/USDT
Credit Card
PayPal

Traditional checkouts show every customer the same list of payment methods. They’re blind to who’s actually buying, geography, eligibility, preference and everything else that determines whether a transaction converts, what it costs, and whether it goes through at all.

How it works

Dynamic Checkout turns signals into sales

Every signal, weighed automatically

Spend habits, location, eligibility, and the trade-offs between approval odds, cost and settlement speed, are all weighed up in real time to identify the exact payment method most likely to convert the customer.

A shopper's signal scores — average spend, price sensitivity, credit aversion, rewards motivation, speed priority, innovation comfort — resolving to BNPL as the best match

Smarter with every transaction

Every completed sale makes your checkout even smarter, so performance keeps improving without you managing it.

Two paid stablecoin purchases leading to stablecoin as the best match for the next one

The customer stays in control

The matched payment method is shown first, but all available payment methods stay selectable so the customer makes the final decision.

A $540.00 checkout with PayPal marked best match and stablecoin and UPI still selectable

The payoff of a smarter checkout

More completed sales

Instead of a full list, the customer sees one method: the one that already makes the most sense for them, familiar, trusted, and right for the purchase. That’s what gets them through checkout instead of stalling on it.

Rows of payment options narrowing to the single method the customer picks

Lower transaction costs

Cost is weighed on every transaction. Those savings add up at scale, straight to your bottom line.

Payment methods ranked by cost, with stablecoin the cheapest and marked best match

More approved transactions

Approval odds and eligibility are weighed on every transaction, so declines drop and more of what you’ve sold actually gets collected.

A stack of receipts topped by an approved payment

Grow without starting over

One integration covers every new market and every new payment method. As you expand, there’s no separate build, no new project, and no delay just growth that runs on what you’ve already got.

A globe linking USD, EUR, AUD, JPY, MYR and VND across one integration

See Dynamic Checkout in action

Theo

Stablecoin

Theo’s always been quick to try something new, and his history shows it. He’s paid in stablecoin before, his wallet is already connected. So that’s what showed up first at checkout, and he paid without a second thought. A sale a card-only checkout might have never captured.

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