Clever Connect
Your platform owns how money moves. Every merchant,
every payment.
As your platform grows, so does the complexity underneath it. Money needs sorting, merchants need onboarding, and the infrastructure that worked at launch becomes harder to manage at scale. Clever Connect puts your payment operations under your control, no matter how big your platform gets.
The Problem
Traditional payment infrastructure was built for one merchant, not many. When money from multiple merchants and markets lands in the same place, someone has to sort it. Every new merchant or currency you add makes that harder. At some point, the infrastructure you have starts holding you back.
The Solution
Clever Connect is built for platforms at any scale
Whether you're running a marketplace, a franchise network, a SaaS platform, a gig platform, or a PSP, Clever Connect scales with you, so growth adds revenue and control, not operational overhead.
Funds that land in the right place, every time
Every merchant and revenue stream runs on its own dedicated balance from the moment a payment lands, reducing manual reconciliation and giving you a clearer view of where every dollar sits within your platform.
Dedicated balances are available in 25+ currenciesHold settled funds on your own terms
Merchants can hold settled funds and transact locally without needing a traditional bank account. Create dedicated treasury accounts by market or purpose and keep funds where your business runs until there is reason to move them.
Currently available for 🇦🇺 AUD.
Coming soon for 🇯🇵 JPY and 🇺🇸 USD.
Onboard merchants your way
You own the full onboarding experience from the first interaction. Decide what information is collected, manage any follow-up, and activate merchants on your own terms. The merchant relationship is yours from the moment they sign up.
Turn payment volume into a revenue stream
Set and collect your own fees from merchants for payment processing. Every merchant that processes payments on your platform is a direct revenue opportunity. The more your platform grows, the more it earns.
Merchant dashboard
Every account, every balance, in one place
From opening new accounts to tracking balances across markets, everything runs through a single dashboard. See exactly where every dollar sits, access growth tools including Clever AI and loyalty, and manage the whole operation without switching between systems.
Compliance
Designed to support your compliance needs
Every merchant's funds sit in their own account from the moment a payment lands. That keeps per-merchant data clean and attributable, making compliance requirements such as ATO reporting in Australia, AML/CTF monitoring, and Japan's Instalment Sales Act requirements straightforward to meet.
Designed for the platform you are building
Multi-merchant payment operations deserve infrastructure that was actually built for it. If your business has outgrown what a single-merchant gateway can handle, Clever Connect is where you start.