Analytics tell you what happened.
Clever AI tells you what's next.

Transform your payments into informed decisions with Clever AI across revenue, loyalty and growth. Embedded inside your payment flow, and analysing every transaction in real time.

The window to act
doesn't wait for your next report

Most analytics tools explain what already happened. That's too late. Clever AI reads what's happening right now, across every transaction, and identifies what your next move should be while there is still time to influence the outcome.

Clever AI

PayID has become your repeat-purchase engine

Most returning buyers now pay this way, and they come back more often.

Clever AI

Your highest-value customers just went quiet

No purchase in 9 days. For this group, that's how churn starts.

Clever AI

First-time buyers decide in days 7 to 14

Reach them inside it and they reorder. Miss it and they're gone.

Every transaction carries a signal

A customer churning, a campaign underperforming, a product slipping, the signal was there. Clever AI identifies patterns, contextualises what's shifting, and hands your team the information they need to make a decision.

Connect your store.
See the full picture.

Shopify and WooCommerce tell you what sold. Clever AI shows you what actually landed in your bank and why. Connect your store and get insights built on your full picture, not just half of it.

What sold
WooCommerce$8,420
Shopify$14,680
Hello Clever$4,260
Clever AI
What settled
Settled
$27,360

See why your revenue and bank balance don't match

Break down net revenue per order

Forecast cash flow from paid orders

Spot low stock & refund surges early

Every decision,
backed by live data

Clever AI monitors your payments, loyalty and customer behaviour in real time, identifying opportunities and actions to take, while there's still time to take them.

Alternative Data

Macroeconomic Data

Transaction Data

Web Traffic

Consumer Activity

Weather Patterns

Industry Outlook

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Bri's Cafe

Today

An unusual surge in transaction volume is detected at your Sydney CBD location. Volume is 45% higher than your typical Monday afternoon. Local consumer activity signals suggest a high-intent segment of new customers is currently active in the area.

Recommended Action: Activate a 5% "Flash Cashback" for the next 60 minutes to capture immediate conversions.

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Neon Devices

Today

System Alert: Card decline rates for your current billing cycle have spiked by 15% in the last 20 minutes due to a regional banking outage.

Recommended Action: Instantly trigger a notification to affected users to complete their payment via PayTo for a fail-safe, immediate billing experience.

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Terra Gear

Today

Web traffic for "Outdoor Apparel" has increased 3x in the last 15 minutes following a severe storm warning on the East Coast.

Recommended Action: Deploy an "Instant Storm Credit" of $25 off for the next two hours to incentivise immediate checkout and secure the sale.

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Nimbus Electronics

Today

A cluster of 50+ high-value customers who typically transact every 7 days have been inactive for 10 days.

Recommended Action: Proactively push a "Welcome Back" 2x rewards multiplier to this high-risk segment now to prevent churn before it happens.

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Vista Travel

Today

Returning-customer transactions in Australia are down 9% week-on-week. Drop-off is concentrated 30–45 days after initial booking. Repeat payment frequency is softening.

Recommended Action: Launch a reactivation reward for customers inactive 30+ days.

Data Analysis

Every question about your payments answered from live data

Ask Clever AI anything about your payments and performance and get an instant answer drawn from live transaction data. Now available in 21 languages.

Data Simulator

See tomorrow before it arrives

Model changes to pricing, incentives or loyalty against live data. View the projected outcome before you commit.

Fragmented Analytics vs
Real-time Intelligence

Traditional Analytics
Post-settlement reporting
Separate BI and data tools
Manual exports and reconciliation
Data without direction
Clever AI
Real-time transaction analysis
Built into your payments infrastructure
Live, unified payment data
Insights with clear next steps

Security built in, not bolted on

PCI DSS Level 1PCI DSS Level 1v4.0.1
SOC 2SOC 2 certified
ASIC / AFSLAFS licensed

FAQs

Clever AI is purpose-built for analysing your payments and performance. It is trained on transaction behaviour, cash back mechanics and milestone performances - not generic scraped web data like most general AI tools.