For eCommerce Merchants

Your checkout should be doing more than taking payments

Most payment gateways process the transaction and disappear. With Hello Clever, eCommerce merchants can settle faster, increase repeat purchases, understand store performance in real time, and launch into new markets.

Get started for freeTalk to the team
An eCommerce store product gridA Hello Clever cart earning $50.35 instant cashbackA total sales card showing $2,530,894, up 25% versus last week

The opportunity for eCommerce

The fastest-growing eCommerce stores encounter the same problems

Growth gets expensive

Customer acquisition costs are rising, loyalty is harder to earn, and margins are under pressure across every stage of growth.

Operations grow in complexity

Managing cash flow, global payments and the way customers discover and buy products online is becoming harder to coordinate.

Shopify, Excel and banking tools wired together in a tangled operations diagram

Payments can do more

The businesses growing fastest are rethinking payments as a driver of retention, efficiency and growth. Hello Clever helps with real-time payments, built-in loyalty, AI-powered insights and commerce tools designed for how people shop online today.

Terra Gear merchant balance of ¥2,489,000Balance over the last 30 days, trending steadily upLoyalty program with 12,480 active membersClever AI insight: payment accounts with cashback campaigns convert 34% better

Here is what Hello Clever does instead.

Real-time payments

Get paid the same day your customer checks out

Inventory does not wait for card settlement. Neither do refunds, shipping costs, supplier invoices, or ad spend. Real-time payments through PayID and PayTo help merchants access revenue the same day a customer checks out.

See how real-time payments work
A settlement table showing PayID payments available the same day
Instant Cashback and Loyalty

Turn every transaction into a reason to come back

Most merchants spend heavily to acquire a customer once, then lose them before the second purchase. Hello Clever turns checkout into a retention channel with instant cashback rewards built directly into payment.

See how instant cashback and loyalty work
Clever AI

Built-in intelligence that sees what’s coming

Clever AI monitors transaction behaviour in real time to surface trends most merchants miss until reporting day. Identify falling conversion rates, declining repeat purchases, underperforming campaigns, or shifts in customer behaviour while there is still

See how Clever AI unlocks real-time insights
Payment Gateway 3

Launch in new markets without rebuilding your payment stack

One integration covers local currencies, local payment methods, FX conversion, and compliant settlement across 22+ currencies and 40+ payment methods.

Your checkout adapts to each market automatically. Your team manages one stack and sees one view.

See how Payment Gateway 3 works
An Australia payment-methods card over a globe of supported currencies
Australia

Payment methods

Local payment methods
Agentic Commerce

Be the answer when a shopper asks AI what to buy

More shoppers are asking platforms like ChatGPT and Claude what to buy. Clever Shop connects your catalogue to those experiences so your products can appear when customers are ready to purchase.

See how Clever Shop works

Pricing that grows with your store

Real-time payments, built-in loyalty, and AI-powered commerce tools in one platform. Choose a plan that fits your business today and scales with you tomorrow.

Essentials

Au only
$0/month

Everything you need to start taking payments and rewarding customers. No upfront cost, no commitment.

Sign up free
Payment rates
PayID
0.6% + 70c
Visa/Mastercard
1.5% + 25c
Amex
1.8% + 30c
International cards
3.2% + 30c

What’s included:

  • Real-time PayID payments
  • Custom Checkout Domain
  • Instant Cashback Campaigns
  • Milestone Rewards
  • Loyalty Streaks
  • Monthly Reports
  • Local AU Support
First month free

Pro

Au only
$299/month

Lower rates, smarter insights with Clever AI, and a dedicated team behind you. Built for merchants who are ready to move faster.

Try free
Payment rates
PayID
0.4% + 70c
Visa/Mastercard
1.2% + 25c
Amex
1.7% + 30c
International cards
3.0% + 30c

Includes everything in Essentials, plus:

  • Lower payment rates
  • Custom PayID Domain
  • Payment Gateway Customisation
  • Co-marketing Services
  • Dedicated Onboarding Manager
  • Dedicated Support
  • Integration Setup

Enterprise

All regions
Custom
pricing

Processing at scale or outside of Australia? Your rates should reflect that. Talk to us and we’ll build a custom plan for you.

Contact sales
Payment rates
  • IC++
  • Volume discounts
  • Multi-product discounts
  • Country-specific rates

Includes everything in Pro, plus:

  • Transaction rates built around your volume
  • Discounts across payments, loyalty and intelligence products
  • Local rates for every market you operate in
Clever AIincluded in all plans*Data AnalystActionable InsightsSimulator (Beta)

*Includes Clever AI whilst in beta. We may modify or remove this feature at any time.

What eCommerce merchants are saying

Connect once. Run everywhere.

ShopifyWooCommerceMagentoBigCommerceAPIsShopBaseOpenCartSHOPLINE

Your checkout is either growing your store or just processing payments.

Talk to our team about how Hello Clever can help your business increase repeat purchases, improve cash flow, and grow smarter.

Get started freeTalk to the team

Security built in, not bolted on

PCI DSS Level 1PCI DSS Level 1v4.0.1
SOC 2SOC 2 certified
ASIC / AFSLAFS Licensed