Connect every rail.
Understand every payment.
Grow every customer.

One platform for every way money moves, from checkout to payout, with built-in intelligence that turns transactions into your next move and scales with you into new markets.

$5B
Total value processed
1K+
Trusted merchants globally
2M+
Adopted users globally
27+
Markets served

Intelligence that sees what's coming,
and tells you what to do next

Clever AI monitors your payments, loyalty and customer behaviour in real time, identifying opportunities and actions to take, while there's still time to take them.

Alternative Data

Macroeconomic Data

Transaction Data

Web Traffic

Consumer Activity

Weather Patterns

Industry Outlook

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Bri's Cafe

Today

An unusual surge in transaction volume is detected at your Sydney CBD location. Volume is 45% higher than your typical Monday afternoon. Local consumer activity signals suggest a high-intent segment of new customers is currently active in the area.

Recommended Action: Activate a 5% "Flash Cashback" for the next 60 minutes to capture immediate conversions.

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Neon Devices

Today

System Alert: Card decline rates for your current billing cycle have spiked by 15% in the last 20 minutes due to a regional banking outage.

Recommended Action: Instantly trigger a notification to affected users to complete their payment via PayTo for a fail-safe, immediate billing experience.

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Terra Gear

Today

Web traffic for "Outdoor Apparel" has increased 3x in the last 15 minutes following a severe storm warning on the East Coast.

Recommended Action: Deploy an "Instant Storm Credit" of $25 off for the next two hours to incentivise immediate checkout and secure the sale.

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Nimbus Electronics

Today

A cluster of 50+ high-value customers who typically transact every 7 days have been inactive for 10 days.

Recommended Action: Proactively push a "Welcome Back" 2x rewards multiplier to this high-risk segment now to prevent churn before it happens.

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Vista Travel

Today

Returning-customer transactions in Australia are down 9% week-on-week. Drop-off is concentrated 30–45 days after initial booking. Repeat payment frequency is softening.

Recommended Action: Launch a reactivation reward for customers inactive 30+ days.

Data Analyst

Ask anything about your payments in plain language. Get the answer straight from live transaction data, no analyst required.

Forecaster

See what's coming before it happens, so you can plan for it instead of reading about it after the fact.

Backed by global
venture capital funds.

Your next movestarts here

Take payments, move money across markets and act on every transaction, all from one platform.